The Gift of CT Pet Protection & CT Insurance

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Posted on 29th December 2011 by admin in Connecticut Car Insurance

CT Insurance for adopting a pet & pet protectionBring in the New Year with your furry friend! No furry friend yet?? WTNH.com has the Pet of the Week each week showing pets that are in need of a loving home. This week they have 6-month-old Bijoux, a mixed-bred female who was abandoned.

If you’re traveling with your pet during the holidays or throughout the year, make sure that you talk to your Connecticut insurance agent about pet protection! Coverage can be added onto your CT Car Insurance. You can also talk to your CT insurance agent about a Connecticut Umbrella Policy for liability coverage for your pet. Just because pets have fur and four legs does not mean they’re not part of the family. Make sure you are protecting everyone! Friendly agents at Encharter Insurance can advise you as to what coverage you need should your pet need veterinary care. We can find you coverage for your policy. Most insurance companies cover up to $500 of expenses associated with a pet’s accident. Give your pet the gift of Connecticut insurance for 2012!

Photo: petanim.com

Last Minute Shopping & CT Auto Insurance

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Posted on 22nd December 2011 by admin in Car Insurance CT |Connecticut Car Insurance |CT Car Insurance |CT Insurance

CT Auto Insurance protecting last minute Christmas shoppingIf you’re a last minute shopper like me, you probably haven’t gotten something for everyone on your list yet. The good news is that you still have two and a half days, and you have these great shopping tips from personal shoppers to handle last-minute shopping!

  • Make a plan. You don’t make good decisions if you do not know what you are planning to buy, not this late in the game anyway. Write down everyone you need to shop for and keep a list of what you’ve bought for them for years to come.
  • Wait until December 24th. At this point, the majority of people have finished their shopping, including many procrastinators. Stores are not as crazy on Christmas Eve. If you do encounter long lines in department stores, go to men’s or home departments. You should also note that stores usually close early on this day.
  • Give gifts that disappear. Consumable gifts such as food or wine are appreciated by most people, and they can be inexpensive and thoughtful as well. Since people often don’t have the room to put new trinkets, giving them something that goes away is appreciated.
  • Give experiences or services. You can make up your own gift certificates for various chores that you could do for the person, such as babysitting or housecleaning. You can also give the person the option to choose the play or restaurant he or she wants to go to. This way, you can avoid stores completely and the person really gets what he or she wants!
  • Shop in your own home. There are limits to regifting, but perhaps a piece of clothing that you’ve never worn would look better on someone else you know. Children often get excited at being able to pick something out of your house as well.
  • Avoid department stores. This late in the game, department stores are usually cleaned out. Most likely, you will spend more time looking for stuff and find less than you need. Smaller boutiques have shorter lines and usually get new stuff in more frequently.
  • Skip clothing. When you’re rushed and don’t have a lot of options, you’re more likely to purchase something that the other person will not like.
  • Embrace gift cards. You can make it more exciting by getting something to put the gift card into. For example, stick a coffee shop gift card into a coffee mug. You can also get gift cards online (note: no stores)!
  • Pare your list. Perhaps you and your friends decide to go out to dinner together instead of buy each other gifts. However, make sure that the people you are taking off your list are on board;  you certainly do not want to lose friends!

During the holidays, it’s important to make sure that your Connecticut insurance is ready for all the hustle and bustle. While frantically driving around trying to get your last minute gifts, you want to be protected from the other worried drivers doing the same. Talk to your CT insurance agent about the Connecticut Auto Insurance that is right for you. Agents at Encharter Insurance can get you local service and free quotes on CT insurance policies. Happy shopping and enjoy the holidays!

Photo: onlinebusiness.volusion.com

CT Insurance Can Protect You From Burglaries

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Posted on 15th December 2011 by admin in Connecticut Homeowner's Insurance |CT Home Insurance

Home Invasions need CT InsuranceWho wants to come home to their house a mess and missing some of their most valuable possessions? In the past few months, there have been numerous burglaries in the Naugatuck Valley. In Seymour alone, there have been 10, three of which took place on Tuesday. The thieves have been targeting the residents’ cash, jewelry and electronics.

As if the experience of realizing you have been robbed isn’t bad enough, what happens if you don’t have the proper insurance coverage? Your CT Homeowner’s Insurance covers your personal possessions, but only up to a set limit. So how can you protect yourself in the future?

Talk to your Connecticut insurance agent about your limits on your Home Insurance CT policy. Ask them about how to protect your other valuables from unfortunate circumstances such as robbery. Agents at Encharter Insurance do not want to see your valuables lost forever. With free quotes and expert service, you’ll find yourself experiencing exceptional service and saving money! Don’t wait until it’s too late to get your valuables protected.

Photo: securitybase.com

Leaky Roof? There’s CT Home Insurance for That!

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Posted on 8th December 2011 by admin in Connecticut Homeowner's Insurance |Connecticut Umbrella Insurance |CT Home Insurance |CT Insurance |Umbrella Insurance CT

CT Home Insurance protects your homeWhat happens when your working roof suddenly becomes leaky? What if that’s just the beginning of your problems? A Connecticut woman hired a contractor who has practically destroyed her home. There is no longer water in her sink and her toilets no longer work. At night, since her home does not hold heat, she only heats it for 20 minutes at a time when it gets really cold. Her basement has water on the walls and on the floor. Where is it coming from? Not the roof, but her toilet! For this poor women, a lawyer is probably necessary. But what about the rest of you who aren’t experiencing problems…yet?

If your home is leaking and causing damage, your Connecticut Homeowner’s Insurance policy should be able to cover your damages. Your personal possessions are also covered up to a set limit. Your Connecticut insurance agent should be able to walk you through the details of your policy and help you decide whether more coverage is necessary. With winter around the corner, you certainly don’t want melted snow leaking into your home! On top of your CT Home Insurance, you can ask your CT insurance agent about a Connecticut Umbrella Insurance policy to provide extra coverage for that day when you need it most! You never want to get caught with a broken home. Keep you, your family and your home protected with Connecticut Home Insurance. Talk to a CT insurance agent at Encharter Insurance to get all of your questions answered.

Photo: cartoonstock.com

CT Boat Insurance Covering December Boaters

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Posted on 2nd December 2011 by admin in Connecticut Boat Insurance |CT Boat Insurance

CT Boat Insurance protecting December boatersMost recreational boaters know they shouldn’t be traveling in rainy, windy weather, but an unidentified boater traveling between two points off Long Island was rescued early Wednesday morning when he called the Coast Guard to report his chest pains and his boat taking on water. While riding out to rescue the man, the Coast Guard went through the same rough seas which had four-foot waves and a 20-knot wind. The heavy winds made it difficult to locate the man’s boat. His 24-foot sailboat, “Freedom,” was rescued and is docked in Connecticut awaiting a commercial tow.

With the nice weather that we’ve been having, you may still want to take your boat for a few rides before putting it away for the winter. Be sure that your Connecticut Watercraft Insurance is up-to-date and ready for your adventures. You should be covered for liability, medical payments and physical damage. Connecticut insurance agents at Encharter Insurance can make your next ride completely carefree so you can enjoy the last few nice days of the year (in December)! Talk to your CT insurance agent about CT Boat Insurance coverage during the winter months! You may not need to pay as much!

Photo: askmissa.com