The “unsinkable” Titanic went down 100 years ago on April 15th, 1912. To date, disasters are still occurring, and although they cannot be completely avoided, Connecticut travel insurance can provide you and your family assistance and financial protection. A travel insurance policy would protect your financial investment in a vacation or in your travel arrangements, as well as provide assistance if there is some sort of emergency while you are on your trip. A typical travel insurance policy has 3 basic types of coverage:
- Trip cancellation, interruption or delay
- Medical insurance and medical evacuation
- 24-hour assistance
You may also have protection for accidental death or luggage insurance or personal effects coverage. Costs vary based on the coverage you choose for your trip. Travelers should be aware that a CT travel insurance policy from an insurance company is different from those offered by travel sites and cruise operators. Policies that are an extra $40 to $60 which are offered when booking your trip come with restrictions and are not regulated by state insurance departments. If you decide you want CT travel insurance, you should talk to your Connecticut insurance agent about your best options. Policies vary by company, coverage, benefits and price. Your CT health insurance and Connecticut homeowner’s insurance may offer some protection, or may not provide any protection whatsoever. An expert agent at Encharter Insurance would help you decipher what you need.
Photo: AjiSabaki
